Direct To Borrower Consumer Financing
How does it work?

1. Customer submits one application.

2. Credit decision is provided in seconds.

3. Loan offers are extended to the customer.

4. Customer electronically signs the loan agreement and submits stipulations.

5. The borrower is funded 3 to 5 days after loan completion.

6. The merchant is notified of funding and collects funds from the borrower.

7. ePay collects the 4.99% discount from the merchant 10 days after funding.

(Discount is only applied towards collected invoiced amount)

("Check Your Rate" allows borrowers to check approval terms wthout affecting their credit score.)

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