Lease To Own
How does it work?
Ask your customer three questions...
1. Are you at least 18 years old?
2. Do you earn at least $1,200 of monthly gross income?
3. Do you have an active checking account which has been open for at least 60 days?
If your customer answers "Yes" to all three...
Verify photo I.D.
Complete and submit the one page Lease To Own application
Receive approval in less than 10 seconds
No documentation is required for most applicants
Customer electronically signs the contract
Upon delivery, submit the signed receipt of goods/service
We fund your account!
Borrower Direct
How does it work?
The Borrower Direct Application Process is optional.
Customer submits the application
Credit decision is provided in seconds.
Loan offers are extended to the customer
Customer electronically Signs the agreement and submits stipulations.
The borrower is funded 3 to 5 days after loan completion
The merchant is notified of funding and collects funds from the borrower.
ePay collects the 4.99% discount from the merchant 10 days after funding.
(Discount is only applied towards collected invoiced amount)
("Check Your Rate" allows borrowers to check approval terms wthout affecting their credit score.)
